Individual and Family Accident Medical Coverage

Sometimes, you simply don't have the cash on hand to cover a deductible or coinsurance. To supplement a major medical plan, we offer 24 Hour Accidental Medical Coverage through Value Benefits of America. (This plan in NO WAY replaces a major medical insurance plan.)

• Pays 100% of Covered Medical Expenses after satisfaction of the $100 or $250 Deductible up to the coverage maximum
• Use any Doctor or Hospital
• NEW CallMD, a network of medical doctors you can call for a consultation or medical needs anytime, any day.
• Emergency Helicopter Air Ambulance benefits
• Benefits are paid directly to you
• Cancel and Re-sign up at any time. NOTE: Coverage begins at the first of the FOLLOWING month. For a January 1, 2010 start date, you must enroll in December 2009.

Plans start at $34.95 for $2,500 Accident Medical Coverage (after a $100 deductible) to $64.95 per month for $10,000 AME Coverage (after a $250 deductible).

Call Kevin Sullivan at 800-605-5024, or email him at bmk@ruckinginsurance.com with any questions.